VM Capital Partners connects individuals and corporations with the right capital, insurance, and investment solutions — putting your interests first, every time.
SBA loans, term loans, equipment financing, and credit lines up to $500K. Pre-qualify in 5 minutes with no impact to your credit score.
Learn More →Public and private stock offerings, capital raises, and corporate advisory. Our team has participated in landmark IPOs since 1996, including Google and Overstock.com.
Learn More →Life, health, dental, and group insurance solutions tailored to individuals and families. Get instant quotes on the coverage that fits your life.
Get Instant Quote →Fixed Index Annuities offering up to 26% in the first year with full principal protection. Access to unique and niche products unavailable through most advisors.
Learn More →Credit lines and specialized financing for builders and construction companies. The best option for project success from ground-up to completion.
Learn More →Blanket and portfolio loans, Foreign National DSCR, multi-unit, bridge loans, and non-QM bank statement programs for 1–4 unit to commercial properties.
Learn More →One-stop platform for merchant processing, IT consulting, group health insurance, and banking — everything your business needs under one roof.
Learn More →VM Insurance Group offers access to premier Fixed Index Annuities — delivering market-linked growth potential with full principal protection. Whether you're planning for retirement or seeking a tax-advantaged savings vehicle, we'll match you with the right product.
Earn interest linked to a market index (e.g. S&P 500) without direct market exposure. Your principal is protected — you never lose due to index declines.
Unlike variable annuities, Fixed Index Annuities guarantee your original investment. Sleep soundly knowing market downturns cannot erode your nest egg.
Through our partnership with Cadbury Financial Group and VM Insurance Group, we access products unavailable through most advisors — including high-cap and uncapped strategies.
Life and annuity agents are welcome. We offer a collaborative platform with competitive compensation and access to a deep product shelf for your clients.
VM Capital Partners is a boutique financial advisory firm dedicated to putting clients first. Every project is unique, and we tailor solutions to match your goals — whether you're an individual, a growing business, or a corporation.
With access to a curated network of high-touch, high-tech business partners, we deliver solutions that larger institutions simply can't offer. From SBA loans to investment banking to niche insurance products, we find what fits.
Founded and led by Rick Cabezas, CEO — with deep roots in capital markets dating back to 1996 — VM Capital Partners brings institutional knowledge with a personal advisor's touch.
"Every project is unique, with its own set of requirements. We help you find the best solution to fulfill your goals."
— Rick Cabezas, CEO, VM Capital Partners
We've built relationships with best-in-class lenders and platforms so you don't have to. One call connects you to all of them.
Whether you're looking for your first business loan, exploring annuity options, or seeking capital for a major project — we're here to help you navigate it with confidence.