{"id":621,"date":"2023-10-05T03:19:22","date_gmt":"2023-10-05T03:19:22","guid":{"rendered":"https:\/\/vmcapital.info\/?page_id=621"},"modified":"2024-02-08T10:29:32","modified_gmt":"2024-02-08T10:29:32","slug":"builder-finance","status":"publish","type":"page","link":"https:\/\/vmcapital.info\/index.php\/builder-finance\/","title":{"rendered":"Builder Finance"},"content":{"rendered":"\n    \n    <section class=\"u-clearfix u-image u-section-2\" id=\"sec-c395\" data-image-width=\"1980\" data-image-height=\"1114\" style=\"background-image: url(&quot;https:\/\/vmcapital.info\/wp-content\/uploads\/2022\/08\/cvxcx-min.jpg&quot;);\">\n      <div class=\"u-clearfix u-sheet u-valign-middle u-sheet-1\"><\/div>\n      \n    <\/section>\n    <section class=\"u-align-center u-clearfix u-section-3\" id=\"sec-0155\">\n      <div class=\"u-clearfix u-sheet u-sheet-1\">\n        <h1 class=\"u-align-center u-hover-feature u-text u-text-palette-1-base u-text-1\">Builder Finance<\/h1>\n      <\/div>\n      \n    <\/section>\n    <section class=\"u-clearfix u-section-4\" id=\"sec-9860\">\n      <div class=\"u-clearfix u-sheet u-sheet-1\">\n        <p class=\"u-align-center u-text u-text-body-color u-text-1\">\n          <span style=\"font-weight: 700;\" class=\"u-text-body-color\"> Construction Loans &amp; Rental Loans<\/span>\n          <br>\n          <span style=\"font-size: 1.25rem;\">Builder Financial Inc, is the growing direct lender to Builders and investors for Houses &amp; Multi-Unit Residential<\/span>\n          <br>\n          <br><span class=\"u-file-icon u-icon\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/6785304-5.png\" alt=\"\"><\/span>&nbsp;SPEC &nbsp;&nbsp;<span class=\"u-file-icon u-icon\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/6785304-5.png\" alt=\"\"><\/span>&nbsp;LAND &nbsp;&nbsp;<span class=\"u-file-icon u-icon\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/6785304-5.png\" alt=\"\"><\/span>&nbsp;FIX-FLIP &nbsp;&nbsp;<span class=\"u-file-icon u-icon\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/6785304-5.png\" alt=\"\"><\/span>&nbsp;RENTAL &nbsp;<span class=\"u-file-icon u-icon\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/6785304-5.png\" alt=\"\"><\/span>&nbsp;BUILD TO RENT<br>\n          <br>\n          <br>\n        <\/p>\n        <img decoding=\"async\" class=\"u-image u-image-contain u-image-default u-preserve-proportions u-image-1\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/Builder_Finance_Logo-removebg-preview.png\" alt=\"\" data-image-width=\"130\" data-image-height=\"130\">\n        <p class=\"u-align-center u-text u-text-body-color u-text-default u-text-2\">\n          <a href=\"https:\/\/vmcapital.info\/index.php\/application-forms\/\" class=\"u-active-none u-border-none u-btn u-button-link u-button-style u-hover-none u-none u-text-palette-1-base u-btn-1\">Application and Forms<\/a>\n        <\/p>\n      <\/div>\n    <\/section>\n    <section class=\"u-align-center u-border-2 u-border-grey-75 u-clearfix u-white u-section-5\" id=\"sec-bdd6\">\n      <div class=\"u-clearfix u-sheet u-sheet-1\">\n        <div class=\"u-tabs u-tabs-1\">\n          <ul class=\"u-border-2 u-border-grey-75 u-tab-list u-unstyled\" role=\"tablist\"><li class=\"u-tab-item\" role=\"presentation\"><a class=\"active u-active-palette-1-base u-border-2 u-border-grey-75 u-button-style u-hover-grey-50 u-tab-link u-tab-link-1\" id=\"link-tab-0da5\" href=\"#tab-0da5\" role=\"tab\" aria-controls=\"tab-0da5\" aria-selected=\"true\">SPEC Line of Credit<\/a>\n<\/li><li class=\"u-tab-item\" role=\"presentation\"><a class=\"u-active-palette-1-base u-border-2 u-border-grey-75 u-button-style u-hover-grey-50 u-tab-link u-tab-link-2\" id=\"link-tab-14b7\" href=\"#tab-14b7\" role=\"tab\" aria-controls=\"tab-14b7\" aria-selected=\"false\">SPEC Construction<\/a>\n<\/li><li class=\"u-tab-item\" role=\"presentation\"><a class=\"u-active-palette-1-base u-border-2 u-border-grey-75 u-button-style u-hover-grey-50 u-tab-link u-tab-link-3\" id=\"link-tab-4238\" href=\"#tab-4238\" role=\"tab\" aria-controls=\"tab-4238\" aria-selected=\"false\">Rental Loans<\/a>\n<\/li><li class=\"u-tab-item\" role=\"presentation\"><a class=\"u-active-palette-1-base u-border-2 u-border-grey-75 u-button-style u-hover-grey-50 u-tab-link u-tab-link-4\" id=\"link-tab-2917\" href=\"#tab-2917\" role=\"tab\" aria-controls=\"tab-2917\" aria-selected=\"false\">Build to Rent<\/a>\n<\/li><li class=\"u-tab-item\" role=\"presentation\"><a class=\"u-active-palette-1-base u-border-2 u-border-grey-75 u-button-style u-hover-grey-50 u-tab-link u-tab-link-5\" id=\"link-tab-8407\" href=\"#tab-8407\" role=\"tab\" aria-controls=\"tab-8407\" aria-selected=\"false\">Fix-Flip<\/a>\n<\/li><li class=\"u-tab-item\" role=\"presentation\"><a class=\"u-active-palette-1-base u-border-2 u-border-grey-75 u-button-style u-hover-grey-50 u-tab-link u-tab-link-6\" id=\"link-tab-0e2d\" href=\"#tab-0e2d\" role=\"tab\" aria-controls=\"tab-0e2d\" aria-selected=\"false\">Land<\/a>\n<\/li><li class=\"u-tab-item\" role=\"presentation\"><a class=\"u-active-palette-1-base u-border-2 u-border-grey-75 u-button-style u-hover-grey-50 u-tab-link u-tab-link-7\" id=\"link-tab-dc67\" href=\"#tab-dc67\" role=\"tab\" aria-controls=\"tab-dc67\" aria-selected=\"false\">Models<\/a>\n<\/li><li class=\"u-tab-item\" role=\"presentation\"><a class=\"u-active-palette-1-base u-border-2 u-border-grey-75 u-button-style u-hover-grey-50 u-tab-link u-tab-link-8\" id=\"link-tab-0d4b\" href=\"#tab-0d4b\" role=\"tab\" aria-controls=\"tab-0d4b\" aria-selected=\"false\">Liquidity Access Line<\/a>\n<\/li><\/ul>\n          <div class=\"u-tab-content\">\n            <div class=\"u-container-style u-tab-active u-tab-pane u-white u-tab-pane-1\" id=\"tab-0da5\" role=\"tabpanel\" aria-labelledby=\"link-tab-0da5\" wfd-invisible=\"true\">\n              <div class=\"u-container-layout u-container-layout-1\">\n                <p class=\"u-text u-text-body-alt-color u-text-1\">\n                  <span style=\"font-weight: 700;\" class=\"u-text-palette-1-dark-1\"> Floating Rate<\/span>\n                  <span style=\"font-size: 0.875rem;\">\n                    <br>\n                    <span class=\"u-text-body-color\">Prime +1.75% or +2.25% available<\/span>\n                  <\/span>\n                  <br>\n                <\/p>\n                <p class=\"u-align-center u-text u-text-body-alt-color u-text-2\">\n                  <font color=\"#1e4870\"><b>2.5%<\/b>\n                  <\/font>\n                  <br>\n                  <span style=\"font-size: 0.875rem;\" class=\"u-text-black\">Limit on total fees you pay<\/span>\n                  <br>\n                <\/p>\n                <p class=\"u-text u-text-body-alt-color u-text-3\">\n                  <font color=\"#1e4870\"><b>Same Day Draws&nbsp;<\/b>\n                  <\/font>\n                  <br>\n                  <span style=\"font-size: 0.875rem;\" class=\"u-text-body-color\">Up to $60,000 per project available<\/span>\n                  <br>\n                <\/p>\n                <h3 class=\"u-text u-text-default u-text-4\">Terms<\/h3>\n                <img decoding=\"async\" class=\"u-image u-image-default u-image-1\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/house-enlargement-works.jpg\" alt=\"\" data-image-width=\"612\" data-image-height=\"340\">\n                <div class=\"u-table u-table-responsive u-table-1\">\n                  <table class=\"u-table-entity\">\n                    <colgroup>\n                      <col width=\"23%\">\n                      <col width=\"77%\">\n                    <\/colgroup>\n                    <tbody class=\"u-table-body\">\n                      <tr style=\"height: 55px;\">\n                        <td class=\"u-first-column u-palette-1-base u-table-cell u-table-cell-1\">Size<\/td>\n                        <td class=\"u-table-cell\"> Up to $5,000,000<\/td>\n                      <\/tr>\n                      <tr style=\"height: 55px;\">\n                        <td class=\"u-palette-1-base u-table-cell u-table-cell-3\">LTC<\/td>\n                        <td class=\"u-table-cell\">100% of eligible costs<\/td>\n                      <\/tr>\n                      <tr style=\"height: 55px;\">\n                        <td class=\"u-palette-1-base u-table-cell u-table-cell-5\">Term<\/td>\n                        <td class=\"u-table-cell\">5 Years<\/td>\n                      <\/tr>\n                      <tr style=\"height: 56px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-first-column u-palette-1-base u-table-cell u-table-cell-7\">Fees<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\"> Limited to 2.5%<\/td>\n                      <\/tr>\n                      <tr style=\"height: 56px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-first-column u-palette-1-base u-table-cell u-table-cell-9\">Rates<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\"> Floating rate for 5 years available<\/td>\n                      <\/tr>\n                      <tr style=\"height: 56px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-first-column u-palette-1-base u-table-cell u-table-cell-11\">Other Costs<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\"> No other fees you pay. Reimburse lender for third-party expenses including appraisal, recording taxes and fees, etc.<\/td>\n                      <\/tr>\n                    <\/tbody>\n                  <\/table>\n                <\/div>\n                <p class=\"u-hover-feature u-text u-text-5\"> Talking to banks about a SPEC builder line of credit, guidance line, master revolver, master line, or other type of long-term builder capital access? Talk to VM Capital.<br>\n                  <br>SPEC builder line of credit is the ultimate way for builders and developers to fund SPEC ground up construction and major rehabilitations \/ renovations. Use for a broad range of residential real estate, including houses, duplexes, triplex, quads, and 5+ unit multifamily residential buildings.<br>\n                  <br>COST: Fees are limited to 2.5% - over the entire 5 years. Interest is charged only on the funds that you use. Interest can be floating at Prime +1.75% or +2.25%.&nbsp;<br>\n                  <br>FUNDING: Up to 100% LTC. We fund the lesser of 100% of eligible costs and a maximum LTV.<br>\n                  <br>OTHER GREAT TERMS: Same Day Draws possible. Ask us about not having to pay interest monthly \u2013 and no interest-on-interest. No limit on how much of the line can be used for SPEC \u2013 there are no pre-sale requirements. No prepayment penalties. No required reserve accounts. Revolving so can borrow and re-borrow funds.<br>\n                  <br>GREAT SERVICE: Have a dedicated representative. When you work with us, you are going into business with an experienced and honest financing company that has helped develop real estate projects across the nation. We work closely with you and will establish an easy and reliable point of contact with one of our representatives so we can answer any questions you may have before, during, and after your project. Builder Finance Inc. is proud to help bring your vision to fruition and work alongside you to create new opportunities for your community.<br>\n                  <br>A SPEC builder line of credit is ideal for those looking for a long term funding solution. Work with Builder Finance for an easy and convenient way to borrow capital to finance your residential real estate projects.\n                <\/p>\n              <\/div>\n            <\/div>\n            <div class=\"u-container-style u-tab-pane u-white u-tab-pane-2\" id=\"tab-14b7\" role=\"tabpanel\" aria-labelledby=\"link-tab-14b7\" wfd-invisible=\"true\">\n              <div class=\"u-container-layout u-container-layout-2\">\n                <p class=\"u-text u-text-default-lg u-text-default-md u-text-default-sm u-text-default-xl u-text-6\"> Thousands of Same-Day Draws Funded<\/p>\n                <p class=\"u-text u-text-body-alt-color u-text-7\"> Whether you build 1 or 100 projects a year, use Builder Finance Inc.&nbsp; SPEC construction loans (and loans for pre-sold homes) availa\u200bble in 46 states. Use for houses, townhouses, duplexes, triplex, quads, and 5+ unit multifamily residential.<\/p>\n                <h3 class=\"u-text u-text-default u-text-8\">\n                  <span class=\"u-text-palette-4-base\"> 6.99%-9.99%<\/span>\n                  <br>\n                <\/h3>\n                <p class=\"u-text u-text-default u-text-9\"> Interest Rate&nbsp;1<\/p>\n                <h4 class=\"u-text u-text-default u-text-10\">Regular Loans<\/h4>\n                <h4 class=\"u-text u-text-default-lg u-text-default-md u-text-default-sm u-text-default-xl u-text-11\">Large Loans<\/h4>\n                <div class=\"u-table u-table-responsive u-table-2\">\n                  <table class=\"u-table-entity\">\n                    <colgroup>\n                      <col width=\"23%\">\n                      <col width=\"77%\">\n                    <\/colgroup>\n                    <tbody class=\"u-table-body\">\n                      <tr style=\"height: 52px;\">\n                        <td class=\"u-first-column u-palette-1-base u-table-cell u-table-cell-13\">Loan Size<\/td>\n                        <td class=\"u-table-cell\"> $75,000+<\/td>\n                      <\/tr>\n                      <tr style=\"height: 52px;\">\n                        <td class=\"u-palette-1-base u-table-cell u-table-cell-15\">LTC Max<\/td>\n                        <td class=\"u-table-cell\"> 90% (100% with land subordination)<\/td>\n                      <\/tr>\n                      <tr style=\"height: 52px;\">\n                        <td class=\"u-palette-1-base u-table-cell u-table-cell-17\">Term<\/td>\n                        <td class=\"u-table-cell\"> 10 months + 4 month extension<\/td>\n                      <\/tr>\n                      <tr style=\"height: 53px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-first-column u-palette-1-base u-table-cell u-table-cell-19\">Recourse<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\"> Limited recourse possible<\/td>\n                      <\/tr>\n                      <tr style=\"height: 53px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-first-column u-palette-1-base u-table-cell u-table-cell-21\">Reserves\/Deposit<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\"> None<\/td>\n                      <\/tr>\n                      <tr style=\"height: 53px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-palette-1-base u-table-cell u-table-cell-23\">Origination Fee<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\">2.5%-3.5% (pay at maturity)<\/td>\n                      <\/tr>\n                      <tr style=\"height: 53px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-palette-1-base u-table-cell u-table-cell-25\">Pay Rate<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\">0.00% (no monthly payments)<\/td>\n                      <\/tr>\n                      <tr style=\"height: 72px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-first-column u-palette-1-base u-table-cell u-table-cell-27\">Other Costs<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\">Third-party costs, $950 underwriting fee, $150 draw fee, extension fee.<br>\n                          <br>\n                        <\/td>\n                      <\/tr>\n                    <\/tbody>\n                  <\/table>\n                <\/div>\n                <div class=\"u-expanded-width-xs u-table u-table-responsive u-table-3\">\n                  <table class=\"u-table-entity\">\n                    <colgroup>\n                      <col width=\"23%\">\n                      <col width=\"77%\">\n                    <\/colgroup>\n                    <tbody class=\"u-table-body\">\n                      <tr style=\"height: 69px;\">\n                        <td class=\"u-first-column u-palette-1-base u-table-cell u-table-cell-29\">Loan Size<\/td>\n                        <td class=\"u-table-cell\"> $1,000,000 - $3,000,000<\/td>\n                      <\/tr>\n                      <tr style=\"height: 74px;\">\n                        <td class=\"u-palette-1-base u-table-cell u-table-cell-31\">LTC Max<\/td>\n                        <td class=\"u-table-cell\"> 90% (100% with land subordination)<\/td>\n                      <\/tr>\n                      <tr style=\"height: 75px;\">\n                        <td class=\"u-palette-1-base u-table-cell u-table-cell-33\">Term<\/td>\n                        <td class=\"u-table-cell\"> 12 months + 4 month extension<\/td>\n                      <\/tr>\n                      <tr style=\"height: 75px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-first-column u-palette-1-base u-table-cell u-table-cell-35\">Recourse<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\"> Limited recourse possible<\/td>\n                      <\/tr>\n                      <tr style=\"height: 54px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-first-column u-palette-1-base u-table-cell u-table-cell-37\">Reserves\/Deposit<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\"> None<\/td>\n                      <\/tr>\n                      <tr style=\"height: 75px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-palette-1-base u-table-cell u-table-cell-39\">Origination Fee<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\">2.5%-3.5% (pay at maturity)<\/td>\n                      <\/tr>\n                      <tr style=\"height: 75px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-palette-1-base u-table-cell u-table-cell-41\">Pay Rate<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\">0.00% (no monthly payments)<\/td>\n                      <\/tr>\n                      <tr style=\"height: 210px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-first-column u-palette-1-base u-table-cell u-table-cell-43\">Other Costs<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\"> Third-party costs, $950 underwriting fee, $150 draw fee, extension fee. If multiple units, must have a 105% \"release price.\"<\/td>\n                      <\/tr>\n                    <\/tbody>\n                  <\/table>\n                <\/div>\n                <div class=\"u-list u-list-1\">\n                  <div class=\"u-repeater u-repeater-1\">\n                    <div class=\"u-container-style u-hover-feature u-list-item u-repeater-item u-list-item-1\">\n                      <div class=\"u-container-layout u-similar-container u-container-layout-3\">\n                        <h3 class=\"u-align-center u-text u-text-default u-text-12\">Cos<span style=\"font-size: 1.5rem;\"><\/span>t \n                        <\/h3><span class=\"u-file-icon u-icon u-icon-1\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/584093.png\" alt=\"\"><\/span>\n                        <ul class=\"u-align-left u-text u-text-13\">\n                          <li> Bank-like rates<\/li>\n                          <li>No \"Dutch Interest\"<\/li>\n                          <li>No interest on interest<\/li>\n                          <li>No prepayment penalties<\/li>\n                          <li>No escrow\/reserve accounts<\/li>\n                        <\/ul>\n                      <\/div>\n                    <\/div>\n                    <div class=\"u-align-center u-container-style u-hover-feature u-list-item u-repeater-item u-list-item-2\">\n                      <div class=\"u-container-layout u-similar-container u-container-layout-4\">\n                        <h3 class=\"u-align-center u-text u-text-default u-text-14\">Terms<\/h3><span class=\"u-file-icon u-icon u-icon-2\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/3815537.png\" alt=\"\"><\/span>\n                        <ul class=\"u-align-left u-text u-text-15\">\n                          <li> 0.0% pay rate (no monthly payments)<br>Limited recourse available<br>Brokers protected<br>FLEXIBLE: if building \u201cfor-sale\u201d or \u201cfor-rent\u201d residential and need something, just ask\n                          <\/li>\n                        <\/ul>\n                      <\/div>\n                    <\/div>\n                    <div class=\"u-container-style u-hover-feature u-list-item u-repeater-item u-list-item-3\">\n                      <div class=\"u-container-layout u-similar-container u-container-layout-5\">\n                        <h3 class=\"u-align-center u-text u-text-default u-text-16\">Size<\/h3><span class=\"u-file-icon u-icon u-icon-3\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/2989868.png\" alt=\"\"><\/span>\n                        <ul class=\"u-align-left u-text u-text-17\">\n                          <li> Up to 90% LTC&nbsp;PLUS&nbsp;upfront fees and interest<br>100% LTC possible with land subordination or with&nbsp;<a href=\"https:\/\/www.builderfinance.com\/spec-revolver\" class=\"u-active-none u-border-none u-btn u-button-style u-hover-none u-none u-text-palette-1-base u-btn-1\">Line of Credit<\/a>\n                            <br>TRANSPARENT: online estimator\n                          <\/li>\n                        <\/ul>\n                      <\/div>\n                    <\/div>\n                    <div class=\"u-container-style u-hover-feature u-list-item u-repeater-item u-list-item-4\">\n                      <div class=\"u-container-layout u-similar-container u-container-layout-6\">\n                        <h3 class=\"u-align-center u-text u-text-default u-text-18\">Reilability<\/h3><span class=\"u-file-icon u-icon u-icon-4\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/3937026.png\" alt=\"\"><\/span>\n                        <ul class=\"u-align-left u-text u-text-19\">\n                          <li> We are a \u201cdirect lender\u201d<br>We use our own balance sheet to fund<br>SPECIALIZED: Our focus is squarely on SPEC and RENTAL homes\n                          <\/li>\n                        <\/ul>\n                      <\/div>\n                    <\/div>\n                    <div class=\"u-container-style u-hover-feature u-list-item u-repeater-item u-list-item-5\">\n                      <div class=\"u-container-layout u-similar-container u-container-layout-7\">\n                        <h3 class=\"u-align-center u-text u-text-default u-text-20\">Service<\/h3><span class=\"u-file-icon u-icon u-icon-5\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/950299.png\" alt=\"\"><\/span>\n                        <ul class=\"u-align-left u-text u-text-21\">\n                          <li> Dedicated loan representative<br>Upfront approval target is valuation +2 business days<br>Same day draws possible\n                          <\/li>\n                        <\/ul>\n                      <\/div>\n                    <\/div>\n                  <\/div>\n                <\/div>\n              <\/div>\n            <\/div>\n            <div class=\"u-container-style u-tab-pane u-tab-pane-3\" id=\"tab-4238\" role=\"tabpanel\" aria-labelledby=\"link-tab-4238\" wfd-invisible=\"true\">\n              <div class=\"u-container-layout u-container-layout-8\">\n                <p class=\"u-text u-text-default u-text-22\">7 Year (5+2), 12 Year (10 + 2), and 17 Year (15 + 2) loans<\/p>\n                <p class=\"u-hover-feature u-text u-text-23\"> Single-Family Residential (SFR) rental property loans for investors. Loans for houses, townhouses, triplex, and quads. 5+ unit Multifamily residential and individual condominium units available on a case-by-case basis. Available in 46 states. Acquisition or refinance. Build\/Fix-to-rent&nbsp;<a href=\"https:\/\/www.builderfinance.com\/_hcms\/raw-resource?path=BuilderFinance_HTML_PROD\/buildrent.html&amp;portalId=5113163&amp;t=1685539573581&amp;hs_preview_key=UxSDECwyH6zJrKJVCjQIJA&amp;template_id=55754339941\" class=\"u-active-none u-border-none u-btn u-button-style u-hover-none u-none u-text-palette-1-base u-btn-2\">go here<\/a>.Unlike many lenders, we fund AND service loans. Assistance is just a phone call away. Need a tenant? Need to do work? Don\u2019t get a bridge loan, we can work with you \u2013 and save you time &amp; money.Apply below for an investment property mortgage on a single rental property or a portfolio of investment properties.\n                <\/p>\n                <div class=\"u-clearfix u-layout-wrap u-layout-wrap-1\">\n                  <div class=\"u-layout\">\n                    <div class=\"u-layout-row\">\n                      <div class=\"u-container-style u-layout-cell u-size-20 u-layout-cell-1\">\n                        <div class=\"u-container-layout u-valign-top u-container-layout-9\">\n                          <div class=\"fr-view u-align-center u-clearfix u-rich-text u-text u-text-24\">\n                            <p id=\"isPasted\">7.5%-9.0% Rate<\/p>\n                            <p id=\"isPasted\">\n                              <span class=\"u-text-body-alt-color\" style=\"font-size: 1rem;\">Fixed for 5, 10, or 15 years.<\/span>\n                            <\/p>\n                            <p>\n                              <br>\n                            <\/p>\n                          <\/div>\n                          <p class=\"u-align-left u-hover-feature u-text u-text-25\"><span class=\"u-file-icon u-icon\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/6785304.png\" alt=\"\"><\/span>&nbsp;1 Point<br><i><\/i><span class=\"u-file-icon u-icon\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/6785304-1.png\" alt=\"\"><\/span>&nbsp;Rates as low as 7.5%<br><i><\/i><span class=\"u-file-icon u-icon u-icon-8\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/6785304-2.png\" alt=\"\"><\/span>&nbsp;Up to 75% of Value for&nbsp;<br>&nbsp; &nbsp; &nbsp;single-asset loans<br><i><\/i><span class=\"u-file-icon u-icon\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/6785304-3.png\" alt=\"\"><\/span>&nbsp;Up to 80% of Value for&nbsp;<br>&nbsp; &nbsp; &nbsp;5+ property portfolio loans<br><i><\/i><span class=\"u-file-icon u-icon\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/6785304-4.png\" alt=\"\"><\/span>&nbsp;Interest Only available<br><i><\/i><span class=\"u-file-icon u-icon\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/6785304-5.png\" alt=\"\"><\/span>&nbsp;Non-Recourse available\n                          <\/p>\n                        <\/div>\n                      <\/div>\n                      <div class=\"u-align-center u-container-style u-layout-cell u-size-20 u-layout-cell-2\">\n                        <div class=\"u-container-layout u-valign-top u-container-layout-10\">\n                          <p class=\"u-text u-text-default u-text-26\">Great Terms<br>\n                            <span style=\"font-size: 0.875rem;\" class=\"u-text-body-alt-color\"><\/span>\n                            <span class=\"u-text-body-alt-color\" style=\"font-size: 0.875rem;\">If need more time, 2 year extension option after the 5, 10, or 15 year fixed period at the greater of Prime +1% and the original fixed rate.<\/span>\n                            <br>\n                          <\/p>\n                          <p class=\"u-align-left u-hover-feature u-text u-text-27\"><span class=\"u-file-icon u-icon\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/6785304.png\" alt=\"\"><\/span> 7 &amp; 12 Year for investment property Acquisition or Refinance<br><span class=\"u-file-icon u-icon\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/6785304-1.png\" alt=\"\"><\/span>&nbsp;\u200b17 Year for investment property<br>&nbsp; &nbsp; &nbsp; Acquisition (purchased within&nbsp;<br>&nbsp; &nbsp; &nbsp; past 2 years)<br><i><\/i><span class=\"u-file-icon u-icon u-icon-14\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/6785304-2.png\" alt=\"\"><\/span>&nbsp;\u200bForeign nationals eligible<br><i><\/i><span class=\"u-file-icon u-icon\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/6785304-3.png\" alt=\"\"><\/span>&nbsp;\u200bCoast-to-Coast lending<br>\n                            <br>\n                            <br>\n                          <\/p>\n                        <\/div>\n                      <\/div>\n                      <div class=\"u-container-style u-layout-cell u-size-20 u-layout-cell-3\">\n                        <div class=\"u-container-layout u-container-layout-11\">\n                          <p class=\"u-align-center u-text u-text-28\">Available Options<br>\n                            <span style=\"font-size: 1rem;\" class=\"u-text-body-alt-color\">85% LTC, cash-out, non-recourse, interest-only, no tenant okay, no reserves.<\/span>\n                            <br>\n                          <\/p>\n                          <img decoding=\"async\" class=\"u-image u-image-2\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2022\/08\/cropped-view-professional-serious-finance-manager-holding-calculator-hands-checking-company-month-s-profits_176420-7931.jpg\" data-image-width=\"626\" data-image-height=\"417\">\n                        <\/div>\n                      <\/div>\n                    <\/div>\n                  <\/div>\n                <\/div>\n              <\/div>\n            <\/div>\n            <div class=\"u-container-style u-tab-pane u-white u-tab-pane-4\" id=\"tab-2917\" role=\"tabpanel\" aria-labelledby=\"link-tab-2917\" wfd-invisible=\"true\">\n              <div class=\"u-container-layout u-container-layout-12\">\n                <p class=\"u-align-center u-text u-text-29\">\n                  <span style=\"font-weight: 700; font-size: 3rem;\" class=\"u-text-body-color\">\n                    <span style=\"font-size: 1.875rem;\"><\/span>\n                  <\/span>\n                  <span class=\"u-text-body-color\">\n                    <span style=\"font-weight: 700;\">88% LTC available<\/span>\n                    <br>\n                    <span style=\"font-size: 0.875rem;\"><\/span>\n                    <span style=\"font-size: 0.875rem;\">SINGLE CLOSE, build or fix then hold. We provide 1 year to build or rehab a property before renting. For builders and investors. Rates shown assume 740+ credit, if 700-739, 680-699, or 660-679 add 0.2%, 0.4%, or 0.9%, respectively. For a loan on an existing rental property go to&nbsp;rental loans.<\/span>\n                    <span style=\"font-size: 1.125rem;\"><\/span>\n                  <\/span>\n                  <br>\n                <\/p>\n                <p class=\"u-align-left u-text u-text-30\">\n                  <span style=\"font-weight: 700;\" class=\"u-text-body-color\"> 8.2% - 8.5%<\/span>\n                  <span class=\"u-text-body-color\">\n                    <br>\n                  <\/span>\n                  <span style=\"font-size: 0.875rem;\" class=\"u-text-body-color\">Fixed interest rate available<\/span>\n                <\/p>\n                <p class=\"u-align-left u-text u-text-31\"><b>\n                    <span style=\"color: rgb(246, 251, 236);\"><\/span>\n                    <span class=\"u-text-body-color\">Great Service<\/span><\/b>\n                  <span class=\"u-text-body-color\">\n                    <br>\n                  <\/span>\n                  <span style=\"font-size: 0.875rem;\" class=\"u-text-body-color\">We fund and hold our loans on balance sheet<\/span>\n                <\/p>\n                <p class=\"u-align-left u-text u-text-32\">\n                  <span style=\"font-weight: 700;\" class=\"u-text-body-color\">Sing\u200ble Close<\/span>\n                  <span class=\"u-text-body-color\">\n                    <br>\n                  <\/span>\n                  <span style=\"font-size: 0.875rem;\" class=\"u-text-body-color\">Includes a full year to build\/renovate<\/span>\n                <\/p>\n                <p class=\"u-align-left u-text u-text-33\">\n                  <font color=\"#f6fbec\"><b>Loan Terms<\/b>\n                  <\/font>\n                  <br>\n                <\/p>\n                <img decoding=\"async\" class=\"u-image u-image-default u-image-3\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/df158d3a05b2886b210ce65d4befcdc990e4ff46330142e6fad45332e77503d9171f08e25d1823b03ed9c80e3453e1b4ac507db3fcb5ec2dda9e22_1280.jpg\" alt=\"\" data-image-width=\"1280\" data-image-height=\"853\">\n                <div class=\"u-expanded-width-xs u-table u-table-responsive u-table-4\">\n                  <table class=\"u-table-entity\">\n                    <colgroup>\n                      <col width=\"29%\">\n                      <col width=\"71%\">\n                    <\/colgroup>\n                    <tbody class=\"u-table-body\">\n                      <tr style=\"height: 140px;\">\n                        <td class=\"u-first-column u-palette-1-base u-table-cell u-table-cell-45\">Loan Size<\/td>\n                        <td class=\"u-table-cell\"> $100,000 - $3,000,000<\/td>\n                      <\/tr>\n                      <tr style=\"height: 52px;\">\n                        <td class=\"u-palette-1-base u-table-cell u-table-cell-47\"> Loan-to-Cost<\/td>\n                        <td class=\"u-table-cell\"> 88% subject to qualifications<\/td>\n                      <\/tr>\n                      <tr style=\"height: 52px;\">\n                        <td class=\"u-palette-1-base u-table-cell u-table-cell-49\">Term<\/td>\n                        <td class=\"u-table-cell\"> 5 Years + 2 Year Extension OR<br>10 Years + 2 Year Extension\n                        <\/td>\n                      <\/tr>\n                      <tr style=\"height: 53px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-first-column u-palette-1-base u-table-cell u-table-cell-51\"> Build Phase<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\"> 1 Year for construction or rehab<\/td>\n                      <\/tr>\n                      <tr style=\"height: 53px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-first-column u-palette-1-base u-table-cell u-table-cell-53\"> Recourse<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\"> Full<\/td>\n                      <\/tr>\n                      <tr style=\"height: 53px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-palette-1-base u-table-cell u-table-cell-55\"> Payment<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\"> Year 1:&nbsp;Interest Only with interest reserve<br>Year 2 and later:&nbsp;30 year amortization or interest only available on 7 year\n                        <\/td>\n                      <\/tr>\n                      <tr style=\"height: 53px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-palette-1-base u-table-cell u-table-cell-57\"> Origination Fee<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\">2.5%<\/td>\n                      <\/tr>\n                      <tr style=\"height: 72px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-first-column u-palette-1-base u-table-cell u-table-cell-59\"> Interest Rate<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\">8.2% fixed for 5 Years + 2 Years floating OR<br>8.5% fixed for 10 Years + 2 Years floating<br>\n                          <br>Rates assume 740+ credit. Rate during an extension is floating at the greater of Prime +1% and the original fixed rate.<br>\n                        <\/td>\n                      <\/tr>\n                      <tr style=\"height: 72px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-palette-1-base u-table-cell u-table-cell-61\">Interest Only<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\">Year 1 on all. Full term available on 7 year, add 0.25% to rate.<\/td>\n                      <\/tr>\n                      <tr style=\"height: 72px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-palette-1-base u-table-cell u-table-cell-63\">Other<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\">Third-party costs, $950 underwriting fee, $150 draw fee<\/td>\n                      <\/tr>\n                    <\/tbody>\n                  <\/table>\n                <\/div>\n              <\/div>\n            <\/div>\n            <div class=\"u-container-style u-tab-pane\" id=\"tab-8407\" role=\"tabpanel\" aria-labelledby=\"link-tab-8407\" wfd-invisible=\"true\">\n              <div class=\"u-container-layout u-container-layout-13\">\n                <p class=\"u-align-center u-text u-text-default u-text-34\"> 8.99% interest rate<\/p>\n                <p class=\"u-align-center u-hover-feature u-text u-text-default u-text-35\"> Keep things EASY and LOW-COST. Builder Finance Inc. offers: a simple application, quick funding, a dedicated representative, and a 0.0% pay rate \u2013 wait until maturity to pay interest and fees. <\/p>\n                <p class=\"u-align-center u-text u-text-default u-text-grey-25 u-text-36\">Loan Terms<\/p>\n                <div class=\"u-table u-table-responsive u-table-5\">\n                  <table class=\"u-table-entity\">\n                    <colgroup>\n                      <col width=\"29%\">\n                      <col width=\"71%\">\n                    <\/colgroup>\n                    <tbody class=\"u-table-body\">\n                      <tr style=\"height: 52px;\">\n                        <td class=\"u-first-column u-palette-1-base u-table-cell u-table-cell-65\">Loan Size<\/td>\n                        <td class=\"u-table-cell\"> $100,000 - $3,000,000<\/td>\n                      <\/tr>\n                      <tr style=\"height: 52px;\">\n                        <td class=\"u-palette-1-base u-table-cell u-table-cell-67\"> Max LTC<\/td>\n                        <td class=\"u-table-cell\"> 85%\/100%\/100% for purchase, closing costs, and work, respectively<\/td>\n                      <\/tr>\n                      <tr style=\"height: 52px;\">\n                        <td class=\"u-palette-1-base u-table-cell u-table-cell-69\"> Points<\/td>\n                        <td class=\"u-table-cell\">2.5<\/td>\n                      <\/tr>\n                      <tr style=\"height: 53px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-first-column u-palette-1-base u-table-cell u-table-cell-71\"> Interest Rate<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\"> 8.99%<\/td>\n                      <\/tr>\n                      <tr style=\"height: 53px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-first-column u-palette-1-base u-table-cell u-table-cell-73\"> Pay Rate<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\"> 0.00% (no monthly payments)<\/td>\n                      <\/tr>\n                      <tr style=\"height: 53px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-palette-1-base u-table-cell u-table-cell-75\">Term<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\"> 8 Months + 4 month extension<\/td>\n                      <\/tr>\n                      <tr style=\"height: 53px;\">\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-palette-1-base u-table-cell u-table-cell-77\"> Other<\/td>\n                        <td class=\"u-border-1 u-border-grey-15 u-border-no-left u-border-no-right u-table-cell\"> Borrower pays all lender costs, $950 underwriting fee, $150 draw fee. Terms may differ in TN. If loan per unit &gt;$1 million, lower ARV limit may apply.<a href=\"https:\/\/www.builderfinance.com\/hubfs\/PDF\/Fix%20Flip%20Matrix.pdf\" class=\"button u-active-none u-border-none u-btn u-button-style u-hover-none u-none u-text-palette-1-base u-btn-3\" target=\"\u201d_blank\u201d\"><i><\/i>\n                          <\/a>\n                        <\/td>\n                      <\/tr>\n                    <\/tbody>\n                  <\/table>\n                <\/div>\n                <img decoding=\"async\" class=\"u-expanded-width-xs u-image u-image-4\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/9e97d856ff5e5308551c1bc71727ae32c8edb4e050828d23a818533ee242570e5d98eb81082ab5fc77f74b8255e657eb2f48c84ff801df5bab6a49_1280.jpg\" data-image-width=\"1280\" data-image-height=\"852\">\n              <\/div>\n            <\/div>\n            <div class=\"u-container-style u-tab-pane\" id=\"tab-0e2d\" role=\"tabpanel\" aria-labelledby=\"link-tab-0e2d\" wfd-invisible=\"true\">\n              <div class=\"u-container-layout u-container-layout-14\">\n                <p class=\"u-text u-text-default u-text-37\"> Land Loans<br>\n                  <span style=\"font-size: 1.125rem;\">Three types of lending:<\/span>\n                <\/p>\n                <ol class=\"u-text u-text-default u-text-38\">\n                  <li>\n                    <span style=\"font-size: 1rem; background-color: #ffffff; color: #111111; font-family: 'Open Sans',sans-serif;\">Loans for land inventory or land acquisition and development (A&amp;D)<\/span>\n                    <br>\n                  <\/li>\n                  <li>Lending on the land component of construction<\/li>\n                  <li>Liquidity Access Lines<\/li>\n                <\/ol>\n                <div class=\"u-expanded-width u-list u-list-2\">\n                  <div class=\"u-repeater u-repeater-2\">\n                    <div class=\"u-align-center u-container-style u-list-item u-repeater-item\">\n                      <div class=\"u-container-layout u-similar-container u-container-layout-15\">\n                        <p class=\"u-text u-text-39\">\n                          <span style=\"font-weight: 700;\"> 1. Land Inventory or Land A&amp;D Loans<\/span>\n                          <br>\n                          <span style=\"font-size: 1.125rem;\">Loans for land development, land A&amp;D, land inventory, land acquisition, raw land, and horizontal improvements. Builder Finance is a lot loan lender. Also, (see next item) Builder Finance Inc. can provide land and construction financing as one loan.<\/span>\n                          <br>\n                          <span style=\"font-size: 1.125rem;\">Terms are flexible but standard loan sizing is the lesser of (a) 65% LTC and (b) 60% LTV based upon the as-is value of the land or, if the loan is funding horizontal improvements, 55% of the as-complete value. Refer to qualifications for possible adjustments.<\/span>\n                          <br>\n                          <br>\n                          <br>\n                        <\/p>\n                      <\/div>\n                    <\/div>\n                    <div class=\"u-align-center u-container-style u-list-item u-repeater-item\">\n                      <div class=\"u-container-layout u-similar-container u-container-layout-16\">\n                        <p class=\"u-text u-text-40\">\n                          <span style=\"font-weight: 700;\"> 2. Land Component of Spec Construction<\/span>\n                          <br>\n                          <span style=\"font-size: 1.25rem; font-weight: 700;\">Construction Loans<\/span>\n                          <br>\n                          <span style=\"font-size: 1rem;\">75%+100%:&nbsp;BFI will lend up to 75% of land value + 100% of costs in accordance with an approved budget.<br>100%:&nbsp;If you obtain third-party land financing (e.g. loan from land seller), BFI may offer a 100% LTC loan.\n                          <\/span>\n                          <br>\n                          <br>\n                          <span style=\"font-size: 1.25rem;\">Multi-Year Lines<\/span>\n                          <br>\n                          <span style=\"font-size: 1rem;\">BFI will fund up to 100% of land and 100% of construction costs. Land must not be an outsized cost, or no more than 1\/3 of total project costs. If building out a subdivision, additional funds maybe available for horizontal development.<\/span>\n                          <br>\n                          <span style=\"font-size: 1.25rem;\"><\/span>\n                          <br>\n                        <\/p>\n                      <\/div>\n                    <\/div>\n                    <div class=\"u-align-center u-container-style u-list-item u-repeater-item\">\n                      <div class=\"u-container-layout u-similar-container u-container-layout-17\">\n                        <p class=\"u-text u-text-41\"> 3. Liquidity Access Lines<br>\n                          <span style=\"font-size: 1rem;\"><\/span>\n                          <span style=\"font-size: 1rem;\">SPEC Line of Credit clients and select other clients, we offer an additional benefit: liquidity access lines for land acquisition. More information We\u2019ll advance given 1 business day of notice so clients can move fast \u2013 no waiting for an appraisal.<\/span>\n                          <br>\n                        <\/p>\n                      <\/div>\n                    <\/div>\n                  <\/div>\n                <\/div>\n              <\/div>\n            <\/div>\n            <div class=\"u-container-style u-tab-pane\" id=\"tab-dc67\" role=\"tabpanel\" aria-labelledby=\"link-tab-dc67\" wfd-invisible=\"true\">\n              <div class=\"u-container-layout u-container-layout-18\">\n                <p class=\"u-align-center u-text u-text-default u-text-42\"> 8.99% fixed rate up to 3 years<\/p>\n                <p class=\"u-align-center u-text u-text-default u-text-43\"> Need a model home loan \/ show house loan \/ display home loan for your tract development or subdivision? Ask Builder Finance Inc. for the money. We can provide a single-close loan up to 3 years in length that funds construction and then allows you to hold the property. Get started today.<\/p>\n                <p class=\"u-align-center u-text u-text-44\">\n                  <span style=\"font-weight: 700;\"> Great Terms<\/span>\n                  <br>\n                  <span style=\"font-size: 0.875rem;\">No interest payments for 1 year initial term, thereafter pay monthly. Interest may be capitalized into loan at end of year 1.<\/span>\n                <\/p>\n                <p class=\"u-align-center u-text u-text-45\">\n                  <span style=\"font-weight: 700;\"> Great Service<\/span>\n                  <br>\n                  <span style=\"font-size: 1rem;\">If part of large development, you may work with other lenders in addition to BFI on Spec and Presales<\/span>\n                <\/p>\n                <p class=\"u-align-center u-text u-text-default u-text-46\"> Terms at a glance<\/p>\n                <div class=\"u-clearfix u-expanded-width u-layout-wrap u-layout-wrap-2\">\n                  <div class=\"u-layout\">\n                    <div class=\"u-layout-row\">\n                      <div class=\"u-container-style u-hover-feature u-layout-cell u-size-15 u-layout-cell-4\">\n                        <div class=\"u-container-layout u-container-layout-19\">\n                          <p class=\"u-text u-text-47\"><span class=\"u-file-icon u-icon\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/6785304-5.png\" alt=\"\"><\/span>&nbsp;2.5 Points<br><i><\/i><span class=\"u-file-icon u-icon\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/6785304-1.png\" alt=\"\"><\/span>&nbsp;8.99% fixed rate<br><i><\/i><span class=\"u-file-icon u-icon\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/6785304-1.png\" alt=\"\"><\/span>&nbsp;Up to 60% LTV\n                          <\/p>\n                        <\/div>\n                      <\/div>\n                      <div class=\"u-container-style u-hover-feature u-layout-cell u-size-15 u-layout-cell-5\">\n                        <div class=\"u-container-layout u-container-layout-20\">\n                          <p class=\"u-text u-text-48\"> &nbsp;<span class=\"u-file-icon u-icon\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/6785304-5.png\" alt=\"\"><\/span>&nbsp;No interest payments for 1 year initial term, thereafter pay monthly. Interest may be capitalized into loan at end of year 1.\n                          <\/p>\n                        <\/div>\n                      <\/div>\n                      <div class=\"u-container-style u-hover-feature u-layout-cell u-size-15 u-layout-cell-6\">\n                        <div class=\"u-container-layout u-container-layout-21\">\n                          <p class=\"u-text u-text-49\"> &nbsp;<span class=\"u-file-icon u-icon\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/6785304-5.png\" alt=\"\"><\/span>&nbsp;Up to 3 years of total term, depending on scope of development and needs\n                          <\/p>\n                        <\/div>\n                      <\/div>\n                      <div class=\"u-container-style u-hover-feature u-layout-cell u-size-15 u-layout-cell-7\">\n                        <div class=\"u-container-layout u-container-layout-22\">\n                          <p class=\"u-text u-text-50\"> &nbsp;<span class=\"u-file-icon u-icon\"><img decoding=\"async\" src=\"https:\/\/vmcapital.info\/wp-content\/uploads\/2023\/10\/6785304-5.png\" alt=\"\"><\/span>&nbsp;If part of large development, you may work with other lenders in addition to BFI on Spec and Presales\n                          <\/p>\n                        <\/div>\n                      <\/div>\n                    <\/div>\n                  <\/div>\n                <\/div>\n              <\/div>\n            <\/div>\n            <div class=\"u-container-style u-tab-pane\" id=\"tab-0d4b\" role=\"tabpanel\" aria-labelledby=\"link-tab-0d4b\" wfd-invisible=\"true\">\n              <div class=\"u-container-layout u-container-layout-23\">\n                <p class=\"u-align-left u-text u-text-default u-text-51\"> Acquisition funding in 1-2 business days<\/p>\n                <p class=\"u-align-left u-hover-feature u-text u-text-52\"> A Liquidity Access Line (LAL) is Builder Working Capital for acquisitions. It lets you buy land or a property FAST.It will be secured by either a company with sufficient financial strength or business purpose real estate with sufficient unencumbered value. Additionally, a lien will be placed on property being acquired with LAL funds.<\/p>\n                <p class=\"u-align-left u-text u-text-body-alt-color u-text-default u-text-53\">\n                  <span style=\"font-weight: 700; font-size: 1.25rem;\"> Great Pricing<\/span>\n                  <br>\n                  <span style=\"font-size: 1rem;\">ZERO lender fees,&nbsp;9.99%&nbsp;interest rate.<\/span>\n                <\/p>\n                <p class=\"u-align-left u-text u-text-body-alt-color u-text-default u-text-54\">\n                  <span style=\"font-size: 1.25rem; font-weight: 700;\"> Great Terms<\/span>\n                  <br>\n                  <span style=\"font-size: 1rem;\">Up to 4 years. Up to $500,000.<\/span>\n                <\/p>\n                <p class=\"u-align-left u-text u-text-body-alt-color u-text-default u-text-55\">\n                  <span style=\"font-size: 1.25rem; font-weight: 700;\"> Great Service<\/span>\n                  <br>\n                  <span style=\"font-size: 1rem;\">Dedicated&nbsp;loan representative<\/span>\n                <\/p>\n                <p class=\"u-align-center u-hover-feature u-text u-text-56\">\n                  <span style=\"font-size: 1.25rem; font-weight: 700;\"> More Information<\/span>\n                  <br>\n                  <span style=\"font-size: 1rem;\">Builder Finance Inc. knows home building. And we know how crucial liquidity \/ access to money is for builders. That is why we offer Liquidity Access Lines (LALs). Builders looking for personal lines of credit or working capital lines or other types of loans providing quick liquidity should consider Liquidity Access Lines.<\/span>\n                  <br>\n                  <span style=\"font-size: 1rem;\">Qualifications: Step 1 is to be a borrower with a Spec Revolving Line from BFI. Step 2 is to have a commercial real estate property on which BFI can safely secure a first or second lien. For example, if you have an office building worth $2.5 million with a $1 million mortgage, BFI will can put a second lien on the office building. That will serve as the main collateral for borrowing. Step 3 is to have land or another property that you are acquiring for the purpose of residential construction. BFI will lend on that piece of collateral very quickly to enable a fast acquisition.<\/span>\n                <\/p>\n                <p class=\"u-align-center u-hover-feature u-text u-text-57\">\n                  <span style=\"font-weight: 700;\"> Advances<\/span>\n                  <br>\n                  <span style=\"font-size: 1rem;\">Provide basic information on the property being acquired including a purchase contract. Will work to advance given 1 business day of notice so clients can move fast \u2013 no waiting for an appraisal.Individual advances may not exceed 75% of the cost of the property being acquired. Advance frequency is limited to no more than 3 times per month<\/span>.\n                <\/p>\n                <p class=\"u-align-center u-hover-feature u-text u-text-default u-text-58\">\n                  <span style=\"font-weight: 700;\"> Time to build<\/span>\n                  <br>\n                  <span style=\"font-size: 1rem;\">When you are ready to go vertical, we may subordinate the lien on the property to the Spec Revolver \u2013 so no need to refinance or payoff until the fully-built property is sold. Ask a loan representative for details.<\/span>\n                <\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n      \n      \n      \n      \n      \n      \n      \n      \n      \n      \n      \n      \n      \n      \n      \n      \n      \n      \n    <\/section>\n    <section class=\"u-align-center u-clearfix u-section-6\" id=\"sec-b0dc\">\n      <div class=\"u-align-left u-clearfix u-sheet u-sheet-1\"><\/div>\n    <\/section>\n    <section class=\"u-clearfix u-section-7\" id=\"sec-bfd4\">\n      <div class=\"u-clearfix u-sheet u-valign-top u-sheet-1\"><\/div>\n    <\/section>\n    \n    \n    \n    \n  \n","protected":false},"excerpt":{"rendered":"<p>Builder Finance Construction Loans &amp; Rental Loans Builder Financial Inc, is the growing direct lender to Builders and investors for Houses &amp; Multi-Unit Residential &nbsp;SPEC &nbsp;&nbsp;&nbsp;LAND &nbsp;&nbsp;&nbsp;FIX-FLIP &nbsp;&nbsp;&nbsp;RENTAL &nbsp;&nbsp;BUILD TO RENT Application and Forms SPEC Line of Credit SPEC Construction Rental Loans Build to Rent Fix-Flip Land Models Liquidity Access Line Floating Rate Prime +1.75% &hellip; <a href=\"https:\/\/vmcapital.info\/index.php\/builder-finance\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Builder Finance&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-621","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/vmcapital.info\/index.php\/wp-json\/wp\/v2\/pages\/621","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vmcapital.info\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/vmcapital.info\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/vmcapital.info\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vmcapital.info\/index.php\/wp-json\/wp\/v2\/comments?post=621"}],"version-history":[{"count":62,"href":"https:\/\/vmcapital.info\/index.php\/wp-json\/wp\/v2\/pages\/621\/revisions"}],"predecessor-version":[{"id":1462,"href":"https:\/\/vmcapital.info\/index.php\/wp-json\/wp\/v2\/pages\/621\/revisions\/1462"}],"wp:attachment":[{"href":"https:\/\/vmcapital.info\/index.php\/wp-json\/wp\/v2\/media?parent=621"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}